This level is the bare minimum you can have to be a legally insured driver. Auto liability insurance coverage helps to cover the costs of the other driver's property and bodily injuries if you are found to be at fault.
This level pays the cost of repairing or replacing your car if the accident is with another car or an object such as a tree.
This is the highest level of coverage. It protects your car against damage not resulting from collision, as well theft. It covers damage arising from fire, vandalism or falling objects such as landslides.
What is the most important car coverage?
It is the one you need at the time of loss but, you never know what coverage that might be since it can change with each accident.
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